Eliminate Bad Credit
This Article is written because it has come to the attention of this Author that too many people are being scammed out of their hard earned money trying to restore their credit. You do not want to try to restore by paying a debt or trying to cancel a debt. You want to Crush A Debt. This will Eliminate Bad Credit. You want collections and charged-off debts to disappear forever.
Restore credit is a term that many use. These companies that promise this will charge you an upfront fee, then a monthly fee for their services. What they do is write a common letter, that anyone can get a copy of, and send it to the credit reporting companies. This letter simply states that the bad credit item is not correct, or not your debt. They write this letter month after month hoping the reporting agency will get tired of hearing from them and cancel the debt. This typically does not happen. What does happen is, you get charged the fee every month. You will not Eliminate Bad Credit this way.
Simply writing a letter requesting a debt be removed is not a successful way to eliminate debt. You cannot just remove a debt, you must Crush A Debt totally from your record.
If you hire a company to eliminate bad credit from your report and they succeed, it is not permanent. This debt will return. Collection companies like to sell bad debts to other companies. As soon as your debt is removed, it is sold and within a couple of months placed right back on your report again.
There is only one company, that this Author has found, that will totally eliminate bad credit from your report and collection or charged-off debts disappear forever. You do not want a company to just write a letter to remove a debt, you want a company that will crush a debt. This is not a .org or a .net company, this is a typical .com company.
Feel free to contact this Author with any questions concerning you bad debt or how to crush a debt.
Lee Selders has been involved in the Internet for over 10 years and has achieved extremely high ratings with all associated aspects. Feel free to contact with questions at dglhomebiz@gmail.com
Lee Selders produces success. Always consult a person with this type of vast experience before you start or expand your home based business.
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Banks. Another Possible Scam
On October 31, 2008, I received two messages within a couple hours of each other from two banks. The first message was from a so-called “First National Bank of DeRidder, Louisiana” asking to do a survey and it would credit $99.99 into my account. Of Course, it would not immediate tell me to what account credit would be applied. So, I did the survey using fatuitous name and info. along with a police departments phone number and YES, here it was, the next page asked me for my CREDIT CARD number. How sweet you may say. REALLY??!! Continue reading below.At about 11:10AM, I received the second message from Clarkston State Bank, which would not provide a location address. The phone numbers to this site was a third party numbers for reporting lost or stolen credit or debt cards. However, even when I found the number and contacted the company, the out-going message only gave the street address and not a city, state, or zip. Odd! Clarkston State Bank message is:“Important Message Alert on E Mail Phishing ScamWe have received reports of an email circulating around the internet requesting the recipients to visit a link in the email and complete a survey. This link brings you to a fraudulent website that looks very similar to the Clarkston State Bank website. The survey requests the recipient's card account number and PIN in order to deposit $99.99 to the account for completing the survey. If you received this email solicitation and inadvertently provided your card information for this survey through the website, please take the necessary steps to cancel your card and report any unauthorized usage of the card to your Bank.”BACK TO MY INFORMATION TO YOU:This is my problem with both banks. The first bank is definitely scamming. Its website address is generated through “ucla.edu” (either University of Central Louisiana or the actual UCLA in CA (not sure which one). The second bank does not leave much room to be desired, since:
1. The first bank’s website does NOT look anything like the second bank’s site (as Clarkston Bank stated).
2. A reputable business (especially a bank) would provide phone number and an address. None exists on this bank’s main page or any other pages for that matter.
3. The “Contact US” provides a phone number; however, no one answers. This page of the site requires you to place your personal information so that the bank representative would contact you (possibly through email). ODD!In my opinion this is not professionalism and I don’t know if I would trust this bank either. Please share your stories and experiences with me through my website which is displayed in the “about Author” or “Author’s Bio” or through email at Author@MasterCreditRepair.net. If my bio is not displayed with the article, please search me through search engines and tell me your thoughts and experiences. Go to our website and join the membership…With best wishes, thanks and love;Mike Samadi
For over 12 years he has been assisting consumers with their creditor, merchant and government agencies issues. When people were consumed and troubled by issues for a year or more- he, in a few hours or a day would solve most (if not all) their difficulties.
His believes in: "More Lost by Indecision than by Bad Decision", "Knowledge is wealth", "Ask and you shall receive" among others.
He had been college professor for years and is continually pursuing motivation speaking.
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